Skip to main content
bank

Northern Interstate Bank, N. A.

Norway, MI · Est. 1901 · Website ↗
B
Trust Grade
Strong
Score: 81/100

Northern Interstate Bank, N. A. is a bank based in Norway, Michigan, established in 1901, with $193 million in total assets across 5 branches. By Trust Grade it ranks 67th of 73 banks we track in Michigan. Its capital ratio of 5.6% trails most similarly sized banks (2th percentile), versus a Michigan median of 9.6%. It was profitable over the most recent period, with a 0.83% return on assets. No consumer complaints against Northern Interstate Bank, N. A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$193.2M
$100M–1B institution
Deposits
$176.0M
Branches
5
Capital ratio
5.6%
Bottom 2% of $100M–1B peers · Michigan median 9.6%
Return on assets
0.8%
Bottom 28% of $100M–1B peers · Michigan median 1.15%
Rank in Michigan
#67
of 73 banks

How Northern Interstate Bank, N. A. compares to Michigan peers

Capital ratio
Bottom 2% of $100M–1B peers
Northern Interstate
5.6%
Michigan median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 28% of $100M–1B peers
Northern Interstate
0.8%
Michigan median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Northern Interstate Bank, N. A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
81/100
Customer experience
n/a
Overall
B · 81
  • Well-capitalized (5.6% capital ratio)
  • Profitable (ROA 0.83%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Northern Interstate Bank, N. A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • N10151 State Highway M95, Sagola, MI 49881
  • 1917 N Stephenson Ave, Iron Mountain, MI 49801
  • W3879 Us Highway 2, Powers, MI 49874
  • 501 W Us Highway 2, Norway, MI 49870
  • 125 Superior Ave, Crystal Falls, MI 49920

Are deposits at Northern Interstate Bank, N. A. insured?

Yes. Northern Interstate Bank, N. A. is an FDIC-insured bank (FDIC certificate #13784). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Northern Interstate Bank, N. A.: frequently asked questions

Is Northern Interstate Bank, N. A. a good bank?

Northern Interstate Bank, N. A. earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.6% capital ratio); Profitable (ROA 0.83%).

Is Northern Interstate Bank, N. A. FDIC-insured?

Yes. Northern Interstate Bank, N. A. is a FDIC-insured bank (FDIC certificate #13784). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Northern Interstate Bank, N. A.?

Northern Interstate Bank, N. A. holds $193 million in total assets, ranking 67th of 73 banks we track in Michigan. It operates 5 branches.

Does Northern Interstate Bank, N. A. have CFPB complaints?

No CFPB complaints against Northern Interstate Bank, N. A. appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Peoples State Bank Of Munising
bank · Munising, MI · $188M assets
Capitol National Bank
bank · Lansing, MI · $200M assets
The State Savings Bank Of Manistique
bank · Manistique, MI · $183M assets
Baybank
bank · Gladstone, MI · $175M assets
Bank Michigan
bank · Brooklyn, MI · $160M assets · 6 complaints
Bay Port State Bank
bank · Bay Port, MI · $150M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →