Woodlands National Bank is a bank based in Hinckley, Minnesota, established in 1908, with $314 million in total assets across 7 branches. By Trust Grade it ranks 131st of 224 banks we track in Minnesota. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Woodlands National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Woodlands National Bank compares to Minnesota peers
How we graded Woodlands National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Woodlands National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 26040 Main St, Zimmerman, MN 55398
- 16602 Ataage Dr, Onamia, MN 56359
- 240 North Rd, Cloquet, MN 55720
- 1113 E Franklin Ave, Minneapolis, MN 55404
- 424 Main St, Onamia, MN 56359
- 8981 Market St, Sturgeon Lake, MN 55783
- 122 Main St E, Hinckley, MN 55037
Are deposits at Woodlands National Bank insured?
Yes. Woodlands National Bank is an FDIC-insured bank (FDIC certificate #1417). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Woodlands National Bank: frequently asked questions
Is Woodlands National Bank a good bank?
Woodlands National Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.64%).
Is Woodlands National Bank FDIC-insured?
Yes. Woodlands National Bank is a FDIC-insured bank (FDIC certificate #1417). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Woodlands National Bank?
Woodlands National Bank holds $314 million in total assets, ranking 131st of 224 banks we track in Minnesota. It operates 7 branches.
Does Woodlands National Bank have CFPB complaints?
No CFPB complaints against Woodlands National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
