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Neighborhood National Bank

Mora, MN · Est. 1963 · Website ↗
B
Trust Grade
Strong
Score: 88/100

Neighborhood National Bank is a bank based in Mora, Minnesota, established in 1963, with $311 million in total assets across 6 branches. By Trust Grade it ranks 179th of 224 banks we track in Minnesota. Its capital ratio of 7.3% trails most similarly sized banks (9th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Neighborhood National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$311.1M
$100M–1B institution
Deposits
$254.7M
Branches
6
Capital ratio
7.3%
Bottom 9% of $100M–1B peers · Minnesota median 9.5%
Return on assets
1.0%
Bottom 40% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#179
of 224 banks

How Neighborhood National Bank compares to Minnesota peers

Capital ratio
Bottom 9% of $100M–1B peers
Neighborhood National
7.3%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 40% of $100M–1B peers
Neighborhood National
1.0%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Neighborhood National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.3% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Neighborhood National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 45 Union St N, Mora, MN 55051
  • 601 W Washington St, Brainerd, MN 56401
  • 710 Frankie Ln, Mora, MN 55051
  • 15 Minnesota Ave S, Aitkin, MN 56431
  • 803 N Nokomis Ne, Alexandria, MN 56308
  • 5481 Saint Croix Trl, North Branch, MN 55056

Are deposits at Neighborhood National Bank insured?

Yes. Neighborhood National Bank is an FDIC-insured bank (FDIC certificate #18885). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Neighborhood National Bank: frequently asked questions

Is Neighborhood National Bank a good bank?

Neighborhood National Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.3% capital ratio); Strongly profitable (ROA 1.04%).

Is Neighborhood National Bank FDIC-insured?

Yes. Neighborhood National Bank is a FDIC-insured bank (FDIC certificate #18885). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Neighborhood National Bank?

Neighborhood National Bank holds $311 million in total assets, ranking 179th of 224 banks we track in Minnesota. It operates 6 branches.

Does Neighborhood National Bank have CFPB complaints?

No CFPB complaints against Neighborhood National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Ultima Bank Minnesota
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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