Citizens Bank & Trust Co. is a bank based in Hutchinson, Minnesota, established in 1886, with $310 million in total assets across 3 branches. By Trust Grade it ranks 207th of 224 banks we track in Minnesota. Its capital ratio of 5.3% trails most similarly sized banks (1th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Citizens Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank & Trust Co. compares to Minnesota peers
How we graded Citizens Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.3% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 133 Franklin St Nw, Hutchinson, MN 55350
- 1390 Highway 15 S, Hutchinson, MN 55350
- 102 Main St S, Hutchinson, MN 55350
Are deposits at Citizens Bank & Trust Co. insured?
Yes. Citizens Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #10218). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank & Trust Co.: frequently asked questions
Is Citizens Bank & Trust Co. a good bank?
Citizens Bank & Trust Co. earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (5.3% capital ratio); Strongly profitable (ROA 1.17%).
Is Citizens Bank & Trust Co. FDIC-insured?
Yes. Citizens Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #10218). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank & Trust Co.?
Citizens Bank & Trust Co. holds $310 million in total assets, ranking 207th of 224 banks we track in Minnesota. It operates 3 branches.
Does Citizens Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Citizens Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
