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First National Bank Of Clarksdale

Clarksdale, MS · Est. 1964 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First National Bank Of Clarksdale is a bank based in Clarksdale, Mississippi, established in 1964, with $393 million in total assets across 5 branches. By Trust Grade it ranks 24th of 57 banks we track in Mississippi. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against First National Bank Of Clarksdale appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$392.8M
$100M–1B institution
Deposits
$350.0M
Branches
5
Capital ratio
10.0%
Bottom 48% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.9%
Bottom 31% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#24
of 57 banks

How First National Bank Of Clarksdale compares to Mississippi peers

Capital ratio
Bottom 48% of $100M–1B peers
First National
10.0%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 31% of $100M–1B peers
First National
0.9%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First National Bank Of Clarksdale

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (10.0% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First National Bank Of Clarksdale over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 402 E 2nd St, Clarksdale, MS 38614
  • 1009 Lee Dr, Clarksdale, MS 38614
  • 112 Lee Dr, Clarksdale, MS 38614
  • 3043 University Avenue, Oxford, MS 38655
  • 2531 Jackson Ave W, Oxford, MS 38655

Are deposits at First National Bank Of Clarksdale insured?

Yes. First National Bank Of Clarksdale is an FDIC-insured bank (FDIC certificate #19070). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First National Bank Of Clarksdale: frequently asked questions

Is First National Bank Of Clarksdale a good bank?

First National Bank Of Clarksdale earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Profitable (ROA 0.88%).

Is First National Bank Of Clarksdale FDIC-insured?

Yes. First National Bank Of Clarksdale is a FDIC-insured bank (FDIC certificate #19070). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First National Bank Of Clarksdale?

First National Bank Of Clarksdale holds $393 million in total assets, ranking 24th of 57 banks we track in Mississippi. It operates 5 branches.

Does First National Bank Of Clarksdale have CFPB complaints?

No CFPB complaints against First National Bank Of Clarksdale appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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