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Bankokolona

Okolona, MS · Est. 1931 · Website ↗
95/ 100
Trust Grade
Excellent
95 out of 100

Bankokolona is a bank based in Okolona, Mississippi, established in 1931, with $349 million in total assets across 5 branches. By Trust Grade it ranks 36th of 57 banks we track in Mississippi. Its capital ratio of 9.2% trails most similarly sized banks (32th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against Bankokolona appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$349.3M
$100M–1B institution
Deposits
$313.1M
Branches
5
Capital ratio
9.2%
Bottom 32% of $100M–1B peers · Mississippi median 10.9%
Return on assets
1.4%
Top 36% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#36
of 57 banks

How Bankokolona compares to Mississippi peers

Capital ratio
Bottom 32% of $100M–1B peers
Bankokolona
9.2%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 36% of $100M–1B peers
Bankokolona
1.4%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bankokolona

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
95/100
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.44%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Bankokolona over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 227 W Main St, Okolona, MS 38860
  • 111 W Commerce St, Aberdeen, MS 39730
  • 321 W Madison St, Houston, MS 38851
  • 54 First St, Mantee, MS 39751
  • 122 S Pontotoc Rd, Bruce, MS 38915

Are deposits at Bankokolona insured?

Yes. Bankokolona is an FDIC-insured bank (FDIC certificate #5902). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bankokolona: frequently asked questions

Is Bankokolona a good bank?

Bankokolona earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.44%).

Is Bankokolona FDIC-insured?

Yes. Bankokolona is a FDIC-insured bank (FDIC certificate #5902). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bankokolona?

Bankokolona holds $349 million in total assets, ranking 36th of 57 banks we track in Mississippi. It operates 5 branches.

Does Bankokolona have CFPB complaints?

No CFPB complaints against Bankokolona appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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