Citizens Bank & Trust Co. is a bank based in Marks, Mississippi, established in 1917, with $105 million in total assets across 2 branches. By Trust Grade it ranks 29th of 57 banks we track in Mississippi. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.90% return on assets. No consumer complaints against Citizens Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank & Trust Co. compares to Mississippi peers
How we graded Citizens Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Profitable (ROA 0.90%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1411 Main St, Tunica, MS 38676
- 239 E Main St, Marks, MS 38646
Are deposits at Citizens Bank & Trust Co. insured?
Yes. Citizens Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #9777). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank & Trust Co.: frequently asked questions
Is Citizens Bank & Trust Co. a good bank?
Citizens Bank & Trust Co. earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Profitable (ROA 0.90%).
Is Citizens Bank & Trust Co. FDIC-insured?
Yes. Citizens Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #9777). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank & Trust Co.?
Citizens Bank & Trust Co. holds $105 million in total assets, ranking 29th of 57 banks we track in Mississippi. It operates 2 branches.
Does Citizens Bank & Trust Co. have CFPB complaints?
No CFPB complaints against Citizens Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
