Bank Of Holly Springs is a bank based in Holly Springs, Mississippi, established in 1869, with $597 million in total assets across 9 branches. By Trust Grade it ranks 16th of 57 banks we track in Mississippi. Its capital ratio of 13.2% is stronger than 82% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.38% return on assets. No consumer complaints against Bank Of Holly Springs appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Holly Springs compares to Mississippi peers
How we graded Bank Of Holly Springs
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.2% capital ratio)
- Strongly profitable (ROA 1.38%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Holly Springs over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 6640 Church Ave, Potts Camp, MS 38659
- 102 N Slayden Rd, Lamar, MS 38642
- 2 Business 7 N, Abbeville, MS 38601
- 3441 Highway 309 N, Byhalia, MS 38611
- Highway 78, Victoria, MS 38679
- 970 Highway 7 S, Holly Springs, MS 38635
- 114 S Memphis St, Holly Springs, MS 38635
- 56 S Main Street, Ashland, MS 38603
- 8077 State Highway 178, Byhalia, MS 38611
Are deposits at Bank Of Holly Springs insured?
Yes. Bank Of Holly Springs is an FDIC-insured bank (FDIC certificate #8232). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Holly Springs: frequently asked questions
Is Bank Of Holly Springs a good bank?
Bank Of Holly Springs earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.2% capital ratio); Strongly profitable (ROA 1.38%).
Is Bank Of Holly Springs FDIC-insured?
Yes. Bank Of Holly Springs is a FDIC-insured bank (FDIC certificate #8232). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Holly Springs?
Bank Of Holly Springs holds $597 million in total assets, ranking 16th of 57 banks we track in Mississippi. It operates 9 branches.
Does Bank Of Holly Springs have CFPB complaints?
No CFPB complaints against Bank Of Holly Springs appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
