The Peoples Bank is a bank based in Ripley, Mississippi, established in 1925, with $582 million in total assets across 6 branches. By Trust Grade it ranks 38th of 57 banks we track in Mississippi. Its capital ratio of 8.8% trails most similarly sized banks (25th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.03% return on assets. No consumer complaints against The Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Peoples Bank compares to Mississippi peers
How we graded The Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.03%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 305 E Jefferson St, Ripley, MS 38663
- 405 E Walnut St, Ripley, MS 38663
- 1414 Highway 15 North, Ripley, MS 38663
- 907 City Ave S, Ripley, MS 38663
- 28480 Highway 15, Walnut, MS 38683
- 122 Guyton Blvd, Blue Mountain, MS 38610
Are deposits at The Peoples Bank insured?
Yes. The Peoples Bank is an FDIC-insured bank (FDIC certificate #15871). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Peoples Bank: frequently asked questions
Is The Peoples Bank a good bank?
The Peoples Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.03%).
Is The Peoples Bank FDIC-insured?
Yes. The Peoples Bank is a FDIC-insured bank (FDIC certificate #15871). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Peoples Bank?
The Peoples Bank holds $582 million in total assets, ranking 38th of 57 banks we track in Mississippi. It operates 6 branches.
Does The Peoples Bank have CFPB complaints?
No CFPB complaints against The Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
