United Mississippi Bank is a bank based in Natchez, Mississippi, established in 1973, with $563 million in total assets across 13 branches. By Trust Grade it ranks 6th of 57 banks we track in Mississippi. Its capital ratio of 11.2% is stronger than 64% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.14% return on assets. No consumer complaints against United Mississippi Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Mississippi Bank compares to Mississippi peers
How we graded United Mississippi Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.2% capital ratio)
- Strongly profitable (ROA 1.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Mississippi Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (13)
- 75 Melrose Montebello Pkwy, Natchez, MS 39120
- 1440 Main St, Fayette, MS 39069
- 1 Morgantown Rd, Natchez, MS 39120
- 203 S Commerce St, Natchez, MS 39120
- 20 Seargent S Prentiss Drive, Natchez, MS 39120
- 151 S 4th St, Eunice, LA 70535
- 647 Highway 33, Gloster, MS 39638
- 609 Farmer St, Port Gibson, MS 39150
- 142 Royal Oak Street, Woodville, MS 39669
- 4257 Carter St, Vidalia, LA 71373
- 2292 Highway 184 E, Bude, MS 39630
- 1740 False River Road, New Roads, LA 70760
- 130 S. Whitworth Avenue,, Brookhaven, MS 39601
Are deposits at United Mississippi Bank insured?
Yes. United Mississippi Bank is an FDIC-insured bank (FDIC certificate #21083). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Mississippi Bank: frequently asked questions
Is United Mississippi Bank a good bank?
United Mississippi Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.14%).
Is United Mississippi Bank FDIC-insured?
Yes. United Mississippi Bank is a FDIC-insured bank (FDIC certificate #21083). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Mississippi Bank?
United Mississippi Bank holds $563 million in total assets, ranking 6th of 57 banks we track in Mississippi. It operates 13 branches.
Does United Mississippi Bank have CFPB complaints?
No CFPB complaints against United Mississippi Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
