The Central Trust Bank is a bank based in Jefferson City, Missouri, established in 1902, with $20.5 billion in total assets across 176 branches. By Trust Grade it ranks 114th of 195 banks we track in Missouri. Its capital ratio of 9.0% trails most similarly sized banks (18th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against The Central Trust Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Central Trust Bank compares to Missouri peers
How we graded The Central Trust Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.0% capital ratio)
- Strongly profitable (ROA 1.96%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Central Trust Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (176)
- 204 Main St, Belton, MO 64012
- 103 S Main St, Pleasant Hope, MO 65725
- 400 South Commercial Street, Branson, MO 65616
- 9th And Kentucky Streets, Lawrence, KS 66044
- 105 N Route B, Hallsville, MO 65255
- 1800 S Glenstone Ave, Springfield, MO 65804
- 502 W Mount Vernon St, Nixa, MO 65714
- 79th And Metcalf Streets, Overland Park, KS 66204
- 4438 N.W. Gateway, Riverside, MO 64168
- 12230 Manchester Rd, Des Peres, MO 63131
- 700 Southwest Blvd, Jefferson City, MO 65109
- 405 E Broadway, Ashland, MO 65010
- 909 S 7 Hwy, Blue Springs, MO 64014
- 445 E Us Highway 69, Kansas City, MO 64119
- 401 Fairground Ave, Higginsville, MO 64037
- 1197 Spur Dr, Marshfield, MO 65706
- 401 N Maguire St, Warrensburg, MO 64093
- 405 E Nelson St, Edgerton, KS 66021
- 216 W Railroad St, Centralia, MO 65240
- 10801 E 23rd St S, Independence, MO 64052
- 2900 S Limit Ave, Sedalia, MO 65301
- 1700 Clarkson Rd, Chesterfield, MO 63017
- 9645 Clayton Rd, Saint Louis, MO 63124
- 669 N New Ballas Rd, Creve Coeur, MO 63141
- 2996 Highway K, O Fallon, MO 63368
- 203 E Walnut St, Columbia, MO 65203
- 1916 Paris Rd, Columbia, MO 65201
- 505 E Nifong Blvd, Columbia, MO 65201
- 2711 W Broadway, Columbia, MO 65203
- 1000 W Nifong Blvd, Columbia, MO 65203
- 400 W Broadway Blvd, Sedalia, MO 65301
- 3000 W Broadway Blvd, Sedalia, MO 65301
- 2900 S Limit Ave, Sedalia, MO 65301
- 329 S Oak St, California, MO 65018
- 9740 Wornall Rd, Kansas City, MO 64114
- 1860 Bagnell Dam Blvd, Lake Ozark, MO 65049
- 6011 Osage Beach Pkwy, Osage Beach, MO 65065
- 170 E Us Highway 54, Camdenton, MO 65020
- 101 Dogwood Lane, Laurie, MO 65038
- 116-124 East Miller Street, Jefferson City, MO 65101
Are deposits at The Central Trust Bank insured?
Yes. The Central Trust Bank is an FDIC-insured bank (FDIC certificate #12633). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Central Trust Bank: frequently asked questions
Is The Central Trust Bank a good bank?
The Central Trust Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Strongly profitable (ROA 1.96%).
Is The Central Trust Bank FDIC-insured?
Yes. The Central Trust Bank is a FDIC-insured bank (FDIC certificate #12633). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Central Trust Bank?
The Central Trust Bank holds $20.5 billion in total assets, ranking 114th of 195 banks we track in Missouri. It operates 176 branches.
Does The Central Trust Bank have CFPB complaints?
No CFPB complaints against The Central Trust Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
