Skip to main content
bank

First Bank

St. Louis, MO · Est. 1906 · Website ↗
B
Trust Grade
Strong
Score: 88/100

First Bank is a bank based in St. Louis, Missouri, established in 1906, with $6.7 billion in total assets across 76 branches. By Trust Grade it ranks 170th of 195 banks we track in Missouri. Its capital ratio of 8.2% trails most similarly sized banks (10th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against First Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.7B
$1B–10B institution
Deposits
$5.9B
Branches
76
Capital ratio
8.2%
Bottom 10% of $1B–10B peers · Missouri median 10.3%
Return on assets
0.6%
Bottom 14% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#170
of 195 banks

How First Bank compares to Missouri peers

Capital ratio
Bottom 10% of $1B–10B peers
First Bank
8.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $1B–10B peers
First Bank
0.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (8.2% capital ratio)
  • Profitable (ROA 0.63%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (76)

  • 8820 Wilshire Blvd, Beverly Hills, CA 90211
  • 4301 Macarthur Blvd, Newport Beach, CA 92660
  • 21503 Hawthorne Blvd, Torrance, CA 90503
  • 14001 Manchester Rd, Manchester, MO 63011
  • 300a Pine St, San Francisco, CA 94104
  • 14008 Beach Blvd, Westminster, CA 92683
  • 510 Broadway, Chula Vista, CA 91910
  • 15965 Manchester Rd, Ellisville, MO 63011
  • 116 Springstowne Ctr, Vallejo, CA 94591
  • 7862 Limonite Avenue, Jurupa Valley, CA 92509
  • 4040 Atlantic Ave, Long Beach, CA 90807
  • 350 Riverpark Dr, East Saint Louis, IL 62201
  • 401 Vernon St, Roseville, CA 95678
  • 1992 Old Mission Dr, Solvang, CA 93463
  • 10710 Veterans Memorial Pkwy, Lake Saint Louis, MO 63367
  • 14446 Clayton Rd, Ballwin, MO 63011
  • 2516 Lemay Ferry Rd, Mehlville, MO 63125
  • 1190 Meramec Station Rd, Ballwin, MO 63021
  • 1730 Clarkson Rd, Chesterfield, MO 63017
  • 1000 Taraval St, San Francisco, CA 94116
  • 790 E Campbell Ave, Campbell, CA 95008
  • 725 N Broadway, Los Angeles, CA 90012
  • 2950 South El Camino Real, San Mateo, CA 94403
  • 4206 Lincoln Blvd, Marina Del Rey, CA 90292
  • 17801 Ventura Blvd, Encino, CA 91316
  • 11010 Limonite Ave, Jurupa Valley, CA 91752
  • 804 W Us Highway 50, O Fallon, IL 62269
  • 1760 N Broadway, Walnut Creek, CA 94596
  • 925 S Westlake Blvd, Westlake Village, CA 91361
  • 26562 Moulton Pkwy, Ste 62b, Laguna Hills, CA 92653
  • 1211 E Valley Blvd, Alhambra, CA 91801
  • 848 W Duarte Rd, Arcadia, CA 91007
  • 18220 Colima Road, Unit 200, Rowland Heights, CA 91748
  • 1542 West Redondo Beach Boulevard, Gardena, CA 90247
  • 1 1st Missouri Ctr, Saint Louis, MO 63141
  • 16900 Goldenwest St, Huntington Beach, CA 92647
  • 3001 Harbor Blvd, Costa Mesa, CA 92626
  • 18431 Yorba Linda Blvd, Yorba Linda, CA 92886
  • 3101 Zinfandel Dr, Rancho Cordova, CA 95670
  • 501 Main St, Huntington Beach, CA 92648

Are deposits at First Bank insured?

Yes. First Bank is an FDIC-insured bank (FDIC certificate #12229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank: frequently asked questions

Is First Bank a good bank?

First Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Profitable (ROA 0.63%).

Is First Bank FDIC-insured?

Yes. First Bank is a FDIC-insured bank (FDIC certificate #12229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank?

First Bank holds $6.7 billion in total assets, ranking 170th of 195 banks we track in Missouri. It operates 76 branches.

Does First Bank have CFPB complaints?

No CFPB complaints against First Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Great Southern Bank
bank · Reeds Spring, MO · $5.7B assets
Southern Bank
bank · Poplar Bluff, MO · $5.1B assets
First State Community Bank
bank · Farmington, MO · $4.5B assets
The Bank Of Missouri
bank · Perryville, MO · $4.2B assets
Academy Bank, National Association
bank · Kansas City, MO · $3.3B assets
North American Savings Bank, F.S.B.
bank · Grandview, MO · $3.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →