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Great Southern Bank

Reeds Spring, MO · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Great Southern Bank is a bank based in Reeds Spring, Missouri, established in 1923, with $5.7 billion in total assets across 108 branches. By Trust Grade it ranks 61st of 195 banks we track in Missouri. Its capital ratio of 10.7% is stronger than 58% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Great Southern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$5.7B
$1B–10B institution
Deposits
$4.5B
Branches
108
Capital ratio
10.7%
Top 42% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.3%
Top 43% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#61
of 195 banks

How Great Southern Bank compares to Missouri peers

Capital ratio
Top 42% of $1B–10B peers
Great Southern
10.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 43% of $1B–10B peers
Great Southern
1.3%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Great Southern Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.7% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Great Southern Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (108)

  • 256 E Us Highway 54, Camdenton, MO 65020
  • 400 E Walnut St, Ellington, MO 63638
  • 507 Lake St, Greenfield, MO 65661
  • 524 E Jackson St, Willard, MO 65781
  • 201 W 1st St, Fair Play, MO 65649
  • 1515 Baptiste Dr, Paola, KS 66071
  • 22330 S Harrison St, Spring Hill, KS 66083
  • 34102 Commerce Dr, De Soto, KS 66018
  • 1719 Corning Ave, Parsons, KS 67357
  • 100 Pine Castle Estate Blvd, Fredericktown, MO 63645
  • 100 E 19th St, Mountain Grove, MO 65711
  • 8736 N State Highway 5, Camdenton, MO 65020
  • 14411 State Highway 7, Climax Springs, MO 65324
  • 407 S Mccune, Pilot Knob, MO 63663
  • 7001 S 36th St, Bellevue, NE 68147
  • 3839 Indian Hills Dr, Sioux City, IA 51104
  • 4211 Morningside Ave, Sioux City, IA 51106
  • 921 Iowa Ave, Onawa, IA 51040
  • 2727 Hamilton Blvd, Sioux City, IA 51104
  • 4701 Singing Hills Blvd, Sioux City, IA 51106
  • 2738 Cornhusker Dr, South Sioux City, NE 68776
  • 2040 S Princeton St, Ottawa, KS 66067
  • 1907 1st Ave E, Newton, IA 50208
  • 101 N Main St, Piedmont, MO 63957
  • 5206 W 95th St, Prairie Village, KS 66207
  • 331 South Ave, Springfield, MO 65806
  • 1210 Parkway Shopping Ctr, West Plains, MO 65775
  • 1805 W Kearney St, Springfield, MO 65803
  • 2609 E Sunshine St, Springfield, MO 65804
  • 528 S Jefferson Ave, Lebanon, MO 65536
  • 2449 S Campbell Ave, Springfield, MO 65807
  • 1000 W Jackson St, Ozark, MO 65721
  • 1500 S Elliott Ave, Aurora, MO 65605
  • 110 W Hensley St, Branson, MO 65616
  • 1305 Nw 12th Avenue, Ava, MO 65608
  • 14309 Highway 13, Kimberling City, MO 65686
  • 118 South Street, Stockton, MO 65785
  • 723 N Benton Ave, Springfield, MO 65802
  • 1320 W Battlefield St, Springfield, MO 65807
  • 1710 E 32nd St, Joplin, MO 64804

Are deposits at Great Southern Bank insured?

Yes. Great Southern Bank is an FDIC-insured bank (FDIC certificate #29546). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Great Southern Bank: frequently asked questions

Is Great Southern Bank a good bank?

Great Southern Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.31%).

Is Great Southern Bank FDIC-insured?

Yes. Great Southern Bank is a FDIC-insured bank (FDIC certificate #29546). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Great Southern Bank?

Great Southern Bank holds $5.7 billion in total assets, ranking 61st of 195 banks we track in Missouri. It operates 108 branches.

Does Great Southern Bank have CFPB complaints?

No CFPB complaints against Great Southern Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Southern Bank
bank · Poplar Bluff, MO · $5.1B assets
First Bank
bank · St. Louis, MO · $6.7B assets
First State Community Bank
bank · Farmington, MO · $4.5B assets
The Bank Of Missouri
bank · Perryville, MO · $4.2B assets
Academy Bank, National Association
bank · Kansas City, MO · $3.3B assets
North American Savings Bank, F.S.B.
bank · Grandview, MO · $3.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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