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Academy Bank, National Association

Kansas City, MO · Est. 1966 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Academy Bank, National Association is a bank based in Kansas City, Missouri, established in 1966, with $3.3 billion in total assets across 80 branches. By Trust Grade it ranks 48th of 195 banks we track in Missouri. Its capital ratio of 14.2% is stronger than 91% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Academy Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Deposits
$2.7B
Branches
80
Capital ratio
14.2%
Top 9% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 34% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#48
of 195 banks

How Academy Bank, National Association compares to Missouri peers

Capital ratio
Top 9% of $1B–10B peers
Academy Bank,
14.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 34% of $1B–10B peers
Academy Bank,
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Academy Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.2% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Academy Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (80)

  • 1201 Walnut St, Kansas City, MO 64106
  • 8250 Razorback Rd, Colorado Springs, CO 80920
  • 6310 S Us Highway 85-87, Fountain, CO 80817
  • 10000 College Blvd, Overland Park, KS 66210
  • 1202 S Kirkwood Rd, Kirkwood, MO 63122
  • 3201 E Platte Ave, Colorado Springs, CO 80909
  • 707 S 8th St, Colorado Springs, CO 80905
  • 2015 W Foxwood Dr, Raymore, MO 64083
  • 4201 N Belt Hwy, Saint Joseph, MO 64506
  • 4200 Dillon Dr, Pueblo, CO 81008
  • 601 Englewood Pkwy, Englewood, CO 80110
  • 2021 E Independence St, Springfield, MO 65804
  • 8551 N Boardwalk Ave, Kansas City, MO 64154
  • 3520 W Sunshine St, Springfield, MO 65807
  • 908 Walton Way, Richmond, MO 64085
  • 301 E Cooper Blvd, Warrensburg, MO 64093
  • 1700 N 291 Hwy, Harrisonville, MO 64701
  • 1301 E Highway 24, Moberly, MO 65270
  • 3022 S Belt Hwy, Saint Joseph, MO 64503
  • 1000 Ne Sam Walton Ln, Lees Summit, MO 64086
  • 16100 W 65th St, Shawnee Mission, KS 66217
  • 1250 E Magnolia St, Fort Collins, CO 80524
  • 60 W Bromley Ln, Brighton, CO 80601
  • 8301 N Church Rd, Kansas City, MO 64158
  • 3103 S 23rd Ave, Greeley, CO 80631
  • 1325 Denver Ave, Loveland, CO 80537
  • 3315 S Campbell Ave, Springfield, MO 65807
  • 13600 S Alden St, Olathe, KS 66062
  • 653 Gravois Bluffs Blvd, Fenton, MO 63026
  • 100 Thf Blvd, Chesterfield, MO 63005
  • 4080 W Northern Ave, Pueblo, CO 81005
  • 7800 Smith Rd, Denver, CO 80207
  • 1701 W 133rd St, Kansas City, MO 64145
  • 1650 Space Center Dr, Colorado Springs, CO 80915
  • 13420 W Coal Mine Ave, Littleton, CO 80127
  • 2835 Briargate Blvd, Colorado Springs, CO 80920
  • 2004 W Marler Ln, Ozark, MO 65721
  • 5990 Dahlia St, Commerce City, CO 80022
  • 9901 Grant St, Thornton, CO 80229
  • 920 47th Ave, Greeley, CO 80634

Are deposits at Academy Bank, National Association insured?

Yes. Academy Bank, National Association is an FDIC-insured bank (FDIC certificate #19600). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Academy Bank, National Association: frequently asked questions

Is Academy Bank, National Association a good bank?

Academy Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 1.01%).

Is Academy Bank, National Association FDIC-insured?

Yes. Academy Bank, National Association is a FDIC-insured bank (FDIC certificate #19600). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Academy Bank, National Association?

Academy Bank, National Association holds $3.3 billion in total assets, ranking 48th of 195 banks we track in Missouri. It operates 80 branches.

Does Academy Bank, National Association have CFPB complaints?

No CFPB complaints against Academy Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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