Unico Bank is a bank based in Mineral Point, Missouri, established in 1901, with $497 million in total assets across 15 branches. By Trust Grade it ranks 122nd of 195 banks we track in Missouri. Its capital ratio of 8.6% trails most similarly sized banks (23th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Unico Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unico Bank compares to Missouri peers
How we graded Unico Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unico Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 1100 N Illinois St, Harrisburg, AR 72432
- 210 Frisco St, Marked Tree, AR 72365
- 506 W Kings Hwy, Paragould, AR 72450
- 755 Weber Rd, Farmington, MO 63640
- 514 Industrial Park Dr, Trumann, AR 72472
- 1115 Independence Ave, Kennett, MO 63857
- 201 Reynolds Rd, Paragould, AR 72450
- 400 N State St, Desloge, MO 63601
- 1908 Linwood Dr, Paragould, AR 72450
- 100 Cobean Blvd, Lake City, AR 72437
- 3513 E Johnson Ave, Jonesboro, AR 72405
- 1000 E Main St, Park Hills, MO 63601
- 2702 South Culberhouse Street, Jonesboro, AR 72401
- 625 Veterans Dr, Mineral Point, MO 63660
- 1001 Cedar St, Bismarck, MO 63624
Are deposits at Unico Bank insured?
Yes. Unico Bank is an FDIC-insured bank (FDIC certificate #10608). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unico Bank: frequently asked questions
Is Unico Bank a good bank?
Unico Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.13%).
Is Unico Bank FDIC-insured?
Yes. Unico Bank is a FDIC-insured bank (FDIC certificate #10608). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unico Bank?
Unico Bank holds $497 million in total assets, ranking 122nd of 195 banks we track in Missouri. It operates 15 branches.
Does Unico Bank have CFPB complaints?
No CFPB complaints against Unico Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
