People's Bank Of Seneca is a bank based in Seneca, Missouri, established in 1996, with $497 million in total assets across 5 branches. By Trust Grade it ranks 99th of 195 banks we track in Missouri. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against People's Bank Of Seneca appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How People's Bank Of Seneca compares to Missouri peers
How we graded People's Bank Of Seneca
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for People's Bank Of Seneca over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 5034 Highway 43, Joplin, MO 64804
- 1615 Cherokee Ave, Seneca, MO 64865
- 1731 E 20th St, Joplin, MO 64804
- 2116 S Maiden Ln, Joplin, MO 64804
- 2401 Lusk Dr, Neosho, MO 64850
Are deposits at People's Bank Of Seneca insured?
Yes. People's Bank Of Seneca is an FDIC-insured bank (FDIC certificate #34146). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
People's Bank Of Seneca: frequently asked questions
Is People's Bank Of Seneca a good bank?
People's Bank Of Seneca earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Strongly profitable (ROA 1.33%).
Is People's Bank Of Seneca FDIC-insured?
Yes. People's Bank Of Seneca is a FDIC-insured bank (FDIC certificate #34146). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is People's Bank Of Seneca?
People's Bank Of Seneca holds $497 million in total assets, ranking 99th of 195 banks we track in Missouri. It operates 5 branches.
Does People's Bank Of Seneca have CFPB complaints?
No CFPB complaints against People's Bank Of Seneca appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
