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The Missouri Bank

Warrenton, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Missouri Bank is a bank based in Warrenton, Missouri, established in 1934, with $474 million in total assets across 7 branches. By Trust Grade it ranks 23rd of 195 banks we track in Missouri. Its capital ratio of 11.7% is stronger than 71% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.09% return on assets. No consumer complaints against The Missouri Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$474.3M
$100M–1B institution
Deposits
$418.1M
Branches
7
Capital ratio
11.7%
Top 29% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.1%
Top 10% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#23
of 195 banks

How The Missouri Bank compares to Missouri peers

Capital ratio
Top 29% of $100M–1B peers
The Missouri
11.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
The Missouri
2.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Missouri Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 2.09%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Missouri Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 501 Market St, Hermann, MO 65041
  • 103 W Washington St, Smithton, MO 65350
  • 1145 W Pearce Blvd, Wentzville, MO 63385
  • 2500 Range Line St, Columbia, MO 65202
  • 22000 Veterans Memorial Pkwy, Foristell, MO 63348
  • 1601 S Limit Ave, Sedalia, MO 65301
  • 104 North Highway 47, Warrenton, MO 63383

Are deposits at The Missouri Bank insured?

Yes. The Missouri Bank is an FDIC-insured bank (FDIC certificate #14036). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Missouri Bank: frequently asked questions

Is The Missouri Bank a good bank?

The Missouri Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 2.09%).

Is The Missouri Bank FDIC-insured?

Yes. The Missouri Bank is a FDIC-insured bank (FDIC certificate #14036). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Missouri Bank?

The Missouri Bank holds $474 million in total assets, ranking 23rd of 195 banks we track in Missouri. It operates 7 branches.

Does The Missouri Bank have CFPB complaints?

No CFPB complaints against The Missouri Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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