Ozarks Federal Savings And Loan Association is a bank based in Farmington, Missouri, established in 1930, with $279 million in total assets across 5 branches. By Trust Grade it ranks 91st of 195 banks we track in Missouri. Its capital ratio of 14.5% is stronger than 88% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.91% return on assets. No consumer complaints against Ozarks Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ozarks Federal Savings And Loan Association compares to Missouri peers
How we graded Ozarks Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.5% capital ratio)
- Profitable (ROA 0.91%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ozarks Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 643 N Creek Dr, Festus, MO 63028
- 1 Walton Dr, Potosi, MO 63664
- 211 S Main St, Ironton, MO 63650
- 217 W Main St, Fredericktown, MO 63645
- 2 E Columbia St, Farmington, MO 63640
Are deposits at Ozarks Federal Savings And Loan Association insured?
Yes. Ozarks Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28277). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ozarks Federal Savings And Loan Association: frequently asked questions
Is Ozarks Federal Savings And Loan Association a good bank?
Ozarks Federal Savings And Loan Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (14.5% capital ratio); Profitable (ROA 0.91%).
Is Ozarks Federal Savings And Loan Association FDIC-insured?
Yes. Ozarks Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28277). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ozarks Federal Savings And Loan Association?
Ozarks Federal Savings And Loan Association holds $279 million in total assets, ranking 91st of 195 banks we track in Missouri. It operates 5 branches.
Does Ozarks Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Ozarks Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
