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First Citizens Bank Of Butte

Butte, MT · Est. 1977 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First Citizens Bank Of Butte is a bank based in Butte, Montana, established in 1977, with $70 million in total assets across 1 branch. By Trust Grade it ranks 20th of 36 banks we track in Montana. Its capital ratio of 12.1% is stronger than 51% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against First Citizens Bank Of Butte appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$69.9M
<$100M institution
Deposits
$49.2M
Branches
1
Capital ratio
12.1%
Top 49% of <$100M peers · Montana median 10%
Return on assets
0.8%
Bottom 45% of <$100M peers · Montana median 1.36%
Rank in Montana
#20
of 36 banks

How First Citizens Bank Of Butte compares to Montana peers

Capital ratio
Top 49% of <$100M peers
First Citizens
12.1%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of <$100M peers
First Citizens
0.8%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Citizens Bank Of Butte

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (12.1% capital ratio)
  • Profitable (ROA 0.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Citizens Bank Of Butte over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 3220 Harrison Ave, Butte, MT 59701

Are deposits at First Citizens Bank Of Butte insured?

Yes. First Citizens Bank Of Butte is an FDIC-insured bank (FDIC certificate #22502). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Citizens Bank Of Butte: frequently asked questions

Is First Citizens Bank Of Butte a good bank?

First Citizens Bank Of Butte earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Profitable (ROA 0.85%).

Is First Citizens Bank Of Butte FDIC-insured?

Yes. First Citizens Bank Of Butte is a FDIC-insured bank (FDIC certificate #22502). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Citizens Bank Of Butte?

First Citizens Bank Of Butte holds $70 million in total assets, ranking 20th of 36 banks we track in Montana. It operates 1 branch.

Does First Citizens Bank Of Butte have CFPB complaints?

No CFPB complaints against First Citizens Bank Of Butte appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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