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Western Nebraska Bank

Curtis, NE · Est. 1910 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Western Nebraska Bank is a bank based in Curtis, Nebraska, established in 1910, with $183 million in total assets across 4 branches. By Trust Grade it ranks 120th of 139 banks we track in Nebraska. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Western Nebraska Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$183.2M
$100M–1B institution
Deposits
$164.0M
Branches
4
Capital ratio
8.5%
Bottom 21% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.1%
Bottom 41% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#120
of 139 banks

How Western Nebraska Bank compares to Nebraska peers

Capital ratio
Bottom 21% of $100M–1B peers
Western Nebraska
8.5%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Western Nebraska
1.1%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Western Nebraska Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Nebraska Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 301 Center Ave, Curtis, NE 69025
  • 600 S Dewey St, North Platte, NE 69101
  • 39363 Highway 2, Thedford, NE 69166
  • 203 N Oak St, Paxton, NE 69155

Are deposits at Western Nebraska Bank insured?

Yes. Western Nebraska Bank is an FDIC-insured bank (FDIC certificate #1983). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Nebraska Bank: frequently asked questions

Is Western Nebraska Bank a good bank?

Western Nebraska Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.05%).

Is Western Nebraska Bank FDIC-insured?

Yes. Western Nebraska Bank is a FDIC-insured bank (FDIC certificate #1983). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Western Nebraska Bank?

Western Nebraska Bank holds $183 million in total assets, ranking 120th of 139 banks we track in Nebraska. It operates 4 branches.

Does Western Nebraska Bank have CFPB complaints?

No CFPB complaints against Western Nebraska Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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