Mascoma Bank is a bank based in Lebanon, New Hampshire, established in 1899, with $3.0 billion in total assets across 26 branches. By Trust Grade it ranks 13th of 17 banks we track in New Hampshire. Its capital ratio of 8.5% trails most similarly sized banks (14th percentile), versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Mascoma Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mascoma Bank compares to New Hampshire peers
How we graded Mascoma Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mascoma Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (26)
- 67 N Park St, Lebanon, NH 03766
- 8 Main St, Littleton, NH 03561
- 137 Broad St, Claremont, NH 03743
- 255 West St, Keene, NH 03431
- 53 Main St, Walpole, NH 03608
- 292 Vt Rte 110, Chelsea, VT 05038
- 303 Main St, Norwich, VT 05055
- 31 Maple St, White River Junction, VT 05001
- 243 Sykes Avenue, White River Junction, VT 05001
- 216 Vermont Route 132, South Strafford, VT 05070
- 7 Route 12, Hartland, VT 05048
- 47 Newport Rd, New London, NH 03257
- 80 S Main St, Hanover, NH 03755
- 70 Main St, West Lebanon, NH 03784
- 13 Main St, Enfield, NH 03748
- 1151 Us Route 4, Canaan, NH 03741
- 1 Main St, Lyme, NH 03768
- 235 Main St, Lancaster, NH 03584
- 2212 Main St, Bethlehem, NH 03574
- 270 River St, Springfield, VT 05156
- 37 Main St, Bethel, VT 05032
- 105 Main St, Windsor, VT 05089
- 448 Woodstock Rd, Woodstock, VT 05091
- 1185 Shelburne Rd, South Burlington, VT 05403
- 431 Pine St, Burlington, VT 05401
- 242 N Winooski Ave, Burlington, VT 05401
Are deposits at Mascoma Bank insured?
Yes. Mascoma Bank is an FDIC-insured bank (FDIC certificate #18013). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mascoma Bank: frequently asked questions
Is Mascoma Bank a good bank?
Mascoma Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.41%).
Is Mascoma Bank FDIC-insured?
Yes. Mascoma Bank is a FDIC-insured bank (FDIC certificate #18013). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mascoma Bank?
Mascoma Bank holds $3.0 billion in total assets, ranking 13th of 17 banks we track in New Hampshire. It operates 26 branches.
Does Mascoma Bank have CFPB complaints?
No CFPB complaints against Mascoma Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
