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The First National Bank Of Absecon

Absecon, NJ · Est. 1916 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

The First National Bank Of Absecon is a bank based in Absecon, New Jersey, established in 1916, with $194 million in total assets across 4 branches. By Trust Grade it ranks 29th of 50 banks we track in New Jersey. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against The First National Bank Of Absecon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$194.0M
$100M–1B institution
Deposits
$174.7M
Branches
4
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · New Jersey median 11.3%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#29
of 50 banks

How The First National Bank Of Absecon compares to New Jersey peers

Capital ratio
Bottom 35% of $100M–1B peers
The First
9.3%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
The First
0.8%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Absecon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.3% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Absecon over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 2201 New Rd, Northfield, NJ 08225
  • White Horse Pike & New Jersey Avenue, Absecon, NJ 08201
  • 38 W Jimmie Leeds Rd, Absecon, NJ 08205
  • 106 New Jersey Ave, Absecon, NJ 08201

Are deposits at The First National Bank Of Absecon insured?

Yes. The First National Bank Of Absecon is an FDIC-insured bank (FDIC certificate #6442). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Absecon: frequently asked questions

Is The First National Bank Of Absecon a good bank?

The First National Bank Of Absecon earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Profitable (ROA 0.77%).

Is The First National Bank Of Absecon FDIC-insured?

Yes. The First National Bank Of Absecon is a FDIC-insured bank (FDIC certificate #6442). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Absecon?

The First National Bank Of Absecon holds $194 million in total assets, ranking 29th of 50 banks we track in New Jersey. It operates 4 branches.

Does The First National Bank Of Absecon have CFPB complaints?

No CFPB complaints against The First National Bank Of Absecon appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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