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Schuyler Savings Bank

Kearny, NJ · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Schuyler Savings Bank is a bank based in Kearny, New Jersey, established in 1924, with $150 million in total assets across 2 branches. By Trust Grade it ranks 32nd of 50 banks we track in New Jersey. Its capital ratio of 14.1% is stronger than 86% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.21% return on assets. No consumer complaints against Schuyler Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$149.7M
$100M–1B institution
Deposits
$116.6M
Branches
2
Capital ratio
14.1%
Top 14% of $100M–1B peers · New Jersey median 11.3%
Return on assets
0.2%
Bottom 7% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#32
of 50 banks

How Schuyler Savings Bank compares to New Jersey peers

Capital ratio
Top 14% of $100M–1B peers
Schuyler Savings
14.1%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Schuyler Savings
0.2%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Schuyler Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (14.1% capital ratio)
  • Profitable (ROA 0.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Schuyler Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 24 Davis Ave, Kearny, NJ 07032
  • 201 Frank E Rodgers Blvd N, Harrison, NJ 07029

Are deposits at Schuyler Savings Bank insured?

Yes. Schuyler Savings Bank is an FDIC-insured bank (FDIC certificate #30072). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Schuyler Savings Bank: frequently asked questions

Is Schuyler Savings Bank a good bank?

Schuyler Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (14.1% capital ratio); Profitable (ROA 0.21%).

Is Schuyler Savings Bank FDIC-insured?

Yes. Schuyler Savings Bank is a FDIC-insured bank (FDIC certificate #30072). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Schuyler Savings Bank?

Schuyler Savings Bank holds $150 million in total assets, ranking 32nd of 50 banks we track in New Jersey. It operates 2 branches.

Does Schuyler Savings Bank have CFPB complaints?

No CFPB complaints against Schuyler Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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