1st Bank Of Sea Isle City is a bank based in Sea Isle City, New Jersey, established in 1882, with $302 million in total assets across 3 branches. By Trust Grade it ranks 38th of 50 banks we track in New Jersey. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.07% return on assets. No consumer complaints against 1st Bank Of Sea Isle City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Bank Of Sea Isle City compares to New Jersey peers
How we graded 1st Bank Of Sea Isle City
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Profitable (ROA 0.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Bank Of Sea Isle City over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 2072 S. Shore Road, Seaville, NJ 08230
- 4301 Landis Ave, Sea Isle City, NJ 08243
- 1615 Route 9 N, Cape May Court House, NJ 08210
Are deposits at 1st Bank Of Sea Isle City insured?
Yes. 1st Bank Of Sea Isle City is an FDIC-insured bank (FDIC certificate #30367). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Bank Of Sea Isle City: frequently asked questions
Is 1st Bank Of Sea Isle City a good bank?
1st Bank Of Sea Isle City earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.07%).
Is 1st Bank Of Sea Isle City FDIC-insured?
Yes. 1st Bank Of Sea Isle City is a FDIC-insured bank (FDIC certificate #30367). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is 1st Bank Of Sea Isle City?
1st Bank Of Sea Isle City holds $302 million in total assets, ranking 38th of 50 banks we track in New Jersey. It operates 3 branches.
Does 1st Bank Of Sea Isle City have CFPB complaints?
No CFPB complaints against 1st Bank Of Sea Isle City appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
