United Roosevelt Savings Bank is a bank based in Carteret, New Jersey, established in 1914, with $384 million in total assets across 2 branches. By Trust Grade it ranks 37th of 50 banks we track in New Jersey. Its capital ratio of 8.9% trails most similarly sized banks (27th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against United Roosevelt Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How United Roosevelt Savings Bank compares to New Jersey peers
How we graded United Roosevelt Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.9% capital ratio)
- Profitable (ROA 0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for United Roosevelt Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 11-15 Cooke Ave, Carteret, NJ 07008
- 803 Roosevelt Avenue, Carteret, NJ 07008
Are deposits at United Roosevelt Savings Bank insured?
Yes. United Roosevelt Savings Bank is an FDIC-insured bank (FDIC certificate #29170). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Roosevelt Savings Bank: frequently asked questions
Is United Roosevelt Savings Bank a good bank?
United Roosevelt Savings Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.55%).
Is United Roosevelt Savings Bank FDIC-insured?
Yes. United Roosevelt Savings Bank is a FDIC-insured bank (FDIC certificate #29170). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Roosevelt Savings Bank?
United Roosevelt Savings Bank holds $384 million in total assets, ranking 37th of 50 banks we track in New Jersey. It operates 2 branches.
Does United Roosevelt Savings Bank have CFPB complaints?
No CFPB complaints against United Roosevelt Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
