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Franklin Bank

Pilesgrove, NJ · Est. 1861 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Franklin Bank is a bank based in Pilesgrove, New Jersey, established in 1861, with $337 million in total assets across 8 branches. By Trust Grade it ranks 34th of 50 banks we track in New Jersey. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.55% return on assets. No consumer complaints against Franklin Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$337.4M
$100M–1B institution
Deposits
$305.1M
Branches
8
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · New Jersey median 11.3%
Return on assets
0.6%
Bottom 14% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#34
of 50 banks

How Franklin Bank compares to New Jersey peers

Capital ratio
Bottom 28% of $100M–1B peers
Franklin Bank
8.9%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 14% of $100M–1B peers
Franklin Bank
0.6%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Franklin Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Franklin Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 260 N Broadway, Pennsville, NJ 08070
  • 137 W Broadway, Salem, NJ 08079
  • 99 Center Square Rd, Woolwich Township, NJ 08085
  • 2584 N Route 9, Ocean View, NJ 08230
  • 2039 Delsea Dr, Franklinville, NJ 08322
  • 1179 Route 40, Pilesgrove, NJ 08098
  • 1179 Route 40, Pilesgrove, NJ 08098
  • 1179 Route 40, Pilesgrove, NJ 08098

Are deposits at Franklin Bank insured?

Yes. Franklin Bank is an FDIC-insured bank (FDIC certificate #30402). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Franklin Bank: frequently asked questions

Is Franklin Bank a good bank?

Franklin Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.55%).

Is Franklin Bank FDIC-insured?

Yes. Franklin Bank is a FDIC-insured bank (FDIC certificate #30402). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Franklin Bank?

Franklin Bank holds $337 million in total assets, ranking 34th of 50 banks we track in New Jersey. It operates 8 branches.

Does Franklin Bank have CFPB complaints?

No CFPB complaints against Franklin Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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