Liberty Bank Of New Jersey is a bank based in Verona, New Jersey, established in 2026, with $71 million in total assets across 2 branches. By Trust Grade it ranks 49th of 50 banks we track in New Jersey. Its capital ratio of 67.3% is stronger than 96% of similarly sized banks, versus a New Jersey median of 11.3%. It posted a loss over the most recent period (-3.57% return on assets), a point to watch. No consumer complaints against Liberty Bank Of New Jersey appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty Bank Of New Jersey compares to New Jersey peers
How we graded Liberty Bank Of New Jersey
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (67.3% capital ratio)
- Unprofitable over the period (ROA -3.57%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty Bank Of New Jersey over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 725 Bloomfield Ave, Verona, NJ 07044
- 788 Morris Tpke, Short Hills, NJ 07078
Are deposits at Liberty Bank Of New Jersey insured?
Yes. Liberty Bank Of New Jersey is an FDIC-insured bank (FDIC certificate #59369). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty Bank Of New Jersey: frequently asked questions
Is Liberty Bank Of New Jersey a good bank?
Liberty Bank Of New Jersey earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (67.3% capital ratio); Unprofitable over the period (ROA -3.57%).
Is Liberty Bank Of New Jersey FDIC-insured?
Yes. Liberty Bank Of New Jersey is a FDIC-insured bank (FDIC certificate #59369). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Liberty Bank Of New Jersey?
Liberty Bank Of New Jersey holds $71 million in total assets, ranking 49th of 50 banks we track in New Jersey. It operates 2 branches.
Does Liberty Bank Of New Jersey have CFPB complaints?
No CFPB complaints against Liberty Bank Of New Jersey appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
