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Centinel Bank Of Taos

Taos, NM · Est. 1969 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Centinel Bank Of Taos is a bank based in Taos, New Mexico, established in 1969, with $422 million in total assets across 2 branches. By Trust Grade it ranks 23rd of 29 banks we track in New Mexico. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.08% return on assets. No consumer complaints against Centinel Bank Of Taos appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$421.7M
$100M–1B institution
Deposits
$382.9M
Branches
2
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · New Mexico median 9.8%
Return on assets
2.1%
Top 11% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#23
of 29 banks

How Centinel Bank Of Taos compares to New Mexico peers

Capital ratio
Bottom 18% of $100M–1B peers
Centinel Bank
8.2%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
Centinel Bank
2.1%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Centinel Bank Of Taos

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 2.08%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Centinel Bank Of Taos over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 512 Paseo Del Pueblo Sur, Taos, NM 87571
  • 707 Paseo Del Pueblo Norte, Taos, NM 87571

Are deposits at Centinel Bank Of Taos insured?

Yes. Centinel Bank Of Taos is an FDIC-insured bank (FDIC certificate #19904). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Centinel Bank Of Taos: frequently asked questions

Is Centinel Bank Of Taos a good bank?

Centinel Bank Of Taos earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 2.08%).

Is Centinel Bank Of Taos FDIC-insured?

Yes. Centinel Bank Of Taos is a FDIC-insured bank (FDIC certificate #19904). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Centinel Bank Of Taos?

Centinel Bank Of Taos holds $422 million in total assets, ranking 23rd of 29 banks we track in New Mexico. It operates 2 branches.

Does Centinel Bank Of Taos have CFPB complaints?

No CFPB complaints against Centinel Bank Of Taos appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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