The James Polk Stone Community Bank is a bank based in Portales, New Mexico, established in 1906, with $443 million in total assets across 8 branches. By Trust Grade it ranks 25th of 29 banks we track in New Mexico. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.00% return on assets. No consumer complaints against The James Polk Stone Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The James Polk Stone Community Bank compares to New Mexico peers
How we graded The James Polk Stone Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 2.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The James Polk Stone Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 109 E 2nd St, Portales, NM 88130
- 520 W 18th St, Portales, NM 88130
- 901 Colonial Pkwy, Clovis, NM 88101
- 1901 N Main St, Roswell, NM 88201
- 7681 Wichita Rd, Hagerman, NM 88232
- 1101 W Joe Harvey Blvd, Hobbs, NM 88240
- 709 Main St, Eunice, NM 88231
- 502 N Canal St, Carlsbad, NM 88220
Are deposits at The James Polk Stone Community Bank insured?
Yes. The James Polk Stone Community Bank is an FDIC-insured bank (FDIC certificate #2244). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The James Polk Stone Community Bank: frequently asked questions
Is The James Polk Stone Community Bank a good bank?
The James Polk Stone Community Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 2.00%).
Is The James Polk Stone Community Bank FDIC-insured?
Yes. The James Polk Stone Community Bank is a FDIC-insured bank (FDIC certificate #2244). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The James Polk Stone Community Bank?
The James Polk Stone Community Bank holds $443 million in total assets, ranking 25th of 29 banks we track in New Mexico. It operates 8 branches.
Does The James Polk Stone Community Bank have CFPB complaints?
No CFPB complaints against The James Polk Stone Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
