American Heritage Bank is a bank based in Clovis, New Mexico, established in 2000, with $149 million in total assets across 2 branches. By Trust Grade it ranks 17th of 29 banks we track in New Mexico. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against American Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Heritage Bank compares to New Mexico peers
How we graded American Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 3300 N Prince St, Clovis, NM 88101
- 400 East Denby Street, Melrose, NM 88124
Are deposits at American Heritage Bank insured?
Yes. American Heritage Bank is an FDIC-insured bank (FDIC certificate #57025). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Heritage Bank: frequently asked questions
Is American Heritage Bank a good bank?
American Heritage Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.82%).
Is American Heritage Bank FDIC-insured?
Yes. American Heritage Bank is a FDIC-insured bank (FDIC certificate #57025). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Heritage Bank?
American Heritage Bank holds $149 million in total assets, ranking 17th of 29 banks we track in New Mexico. It operates 2 branches.
Does American Heritage Bank have CFPB complaints?
No CFPB complaints against American Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
