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Bank Of The Southwest

Roswell, NM · Est. 1930 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bank Of The Southwest is a bank based in Roswell, New Mexico, established in 1930, with $175 million in total assets across 13 branches. By Trust Grade it ranks 15th of 29 banks we track in New Mexico. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.15% return on assets. No consumer complaints against Bank Of The Southwest appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$174.8M
$100M–1B institution
Deposits
$157.5M
Branches
13
Capital ratio
9.8%
Bottom 43% of $100M–1B peers · New Mexico median 9.8%
Return on assets
1.2%
Bottom 47% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#15
of 29 banks

How Bank Of The Southwest compares to New Mexico peers

Capital ratio
Bottom 43% of $100M–1B peers
Bank Of
9.8%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $100M–1B peers
Bank Of
1.2%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Bank Of The Southwest

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.8% capital ratio)
  • Strongly profitable (ROA 1.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of The Southwest over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 320 W Main St, Farmington, NM 87401
  • 226 N Main St, Roswell, NM 88201
  • 501 Butte Blvd, Elephant Butte, NM 87935
  • 509 N Broadway Street, Truth Or Consequences, NM 87901
  • 800 W Hobbs St, Roswell, NM 88203
  • 126 W. 3rd Street, Roswell, NM 88202
  • 134 East Hall Street, Hatch, NM 87937
  • 2 County Rd 6500, Kirtland, NM 87417
  • 1043 N Main St, Las Cruces, NM 88001
  • 6570 E Main St, Farmington, NM 87402
  • 3203 N Main St, Roswell, NM 88201
  • 920 N 1st St, Bloomfield, NM 87413
  • 6580 E Main St, Farmington, NM 87402

Are deposits at Bank Of The Southwest insured?

Yes. Bank Of The Southwest is an FDIC-insured bank (FDIC certificate #2247). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of The Southwest: frequently asked questions

Is Bank Of The Southwest a good bank?

Bank Of The Southwest earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 1.15%).

Is Bank Of The Southwest FDIC-insured?

Yes. Bank Of The Southwest is a FDIC-insured bank (FDIC certificate #2247). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of The Southwest?

Bank Of The Southwest holds $175 million in total assets, ranking 15th of 29 banks we track in New Mexico. It operates 13 branches.

Does Bank Of The Southwest have CFPB complaints?

No CFPB complaints against Bank Of The Southwest appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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