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First New Mexico Bank, Las Cruces

Las Cruces, NM · Est. 2008 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First New Mexico Bank, Las Cruces is a bank based in Las Cruces, New Mexico, established in 2008, with $175 million in total assets across 3 branches. By Trust Grade it ranks 10th of 29 banks we track in New Mexico. Its capital ratio of 12.5% is stronger than 77% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against First New Mexico Bank, Las Cruces appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$174.7M
$100M–1B institution
Deposits
$149.0M
Branches
3
Capital ratio
12.5%
Top 23% of $100M–1B peers · New Mexico median 9.8%
Return on assets
1.8%
Top 20% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#10
of 29 banks

How First New Mexico Bank, Las Cruces compares to New Mexico peers

Capital ratio
Top 23% of $100M–1B peers
First New
12.5%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 20% of $100M–1B peers
First New
1.8%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded First New Mexico Bank, Las Cruces

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.5% capital ratio)
  • Strongly profitable (ROA 1.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First New Mexico Bank, Las Cruces over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 3000 E Lohman Ave, Las Cruces, NM 88011
  • 455 Landers Rd, Anthony, NM 88021
  • 920 N Motel Blvd, Las Cruces, NM 88007

Are deposits at First New Mexico Bank, Las Cruces insured?

Yes. First New Mexico Bank, Las Cruces is an FDIC-insured bank (FDIC certificate #58745). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First New Mexico Bank, Las Cruces: frequently asked questions

Is First New Mexico Bank, Las Cruces a good bank?

First New Mexico Bank, Las Cruces earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.77%).

Is First New Mexico Bank, Las Cruces FDIC-insured?

Yes. First New Mexico Bank, Las Cruces is a FDIC-insured bank (FDIC certificate #58745). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First New Mexico Bank, Las Cruces?

First New Mexico Bank, Las Cruces holds $175 million in total assets, ranking 10th of 29 banks we track in New Mexico. It operates 3 branches.

Does First New Mexico Bank, Las Cruces have CFPB complaints?

No CFPB complaints against First New Mexico Bank, Las Cruces appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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