Seneca Savings Bank, National Association is a bank based in Baldwinsville, New York, established in 1928, with $316 million in total assets across 5 branches. By Trust Grade it ranks 94th of 118 banks we track in New York. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Seneca Savings Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Seneca Savings Bank, National Association compares to New York peers
How we graded Seneca Savings Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Seneca Savings Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 201 N Main St, North Syracuse, NY 13212
- 35 Oswego St, Baldwinsville, NY 13027
- 7799 Oswego Rd, Liverpool, NY 13090
- 584 Route 31, Bridgeport, NY 13030
- 325 Fayette St, Manlius, NY 13104
Are deposits at Seneca Savings Bank, National Association insured?
Yes. Seneca Savings Bank, National Association is an FDIC-insured bank (FDIC certificate #29496). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Seneca Savings Bank, National Association: frequently asked questions
Is Seneca Savings Bank, National Association a good bank?
Seneca Savings Bank, National Association earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Profitable (ROA 0.10%).
Is Seneca Savings Bank, National Association FDIC-insured?
Yes. Seneca Savings Bank, National Association is a FDIC-insured bank (FDIC certificate #29496). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Seneca Savings Bank, National Association?
Seneca Savings Bank, National Association holds $316 million in total assets, ranking 94th of 118 banks we track in New York. It operates 5 branches.
Does Seneca Savings Bank, National Association have CFPB complaints?
No CFPB complaints against Seneca Savings Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
