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Bank Of Millbrook

Millbrook, NY · Est. 1891 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Millbrook is a bank based in Millbrook, New York, established in 1891, with $322 million in total assets across 5 branches. By Trust Grade it ranks 22nd of 118 banks we track in New York. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 2.46% return on assets. No consumer complaints against Bank Of Millbrook appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$322.4M
$100M–1B institution
Deposits
$281.5M
Branches
5
Capital ratio
11.9%
Top 28% of $100M–1B peers · New York median 10.4%
Return on assets
2.5%
Top 5% of $100M–1B peers · New York median 0.84%
Rank in New York
#22
of 118 banks

How Bank Of Millbrook compares to New York peers

Capital ratio
Top 28% of $100M–1B peers
Bank Of
11.9%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 5% of $100M–1B peers
Bank Of
2.5%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Millbrook

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 2.46%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Millbrook over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 11 Hunns Lake Rd, Stanfordville, NY 12581
  • 3263 Franklin Ave, Millbrook, NY 12545
  • 4958 Route 22, Amenia, NY 12501
  • 2971 Church St, Pine Plains, NY 12567
  • 110 Route 44, Millerton, NY 12546

Are deposits at Bank Of Millbrook insured?

Yes. Bank Of Millbrook is an FDIC-insured bank (FDIC certificate #618). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Millbrook: frequently asked questions

Is Bank Of Millbrook a good bank?

Bank Of Millbrook earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 2.46%).

Is Bank Of Millbrook FDIC-insured?

Yes. Bank Of Millbrook is a FDIC-insured bank (FDIC certificate #618). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Millbrook?

Bank Of Millbrook holds $322 million in total assets, ranking 22nd of 118 banks we track in New York. It operates 5 branches.

Does Bank Of Millbrook have CFPB complaints?

No CFPB complaints against Bank Of Millbrook appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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