Carthage Savings And Loan, National Association is a bank based in Carthage, New York, established in 1888, with $308 million in total assets across 4 branches. By Trust Grade it ranks 35th of 118 banks we track in New York. Its capital ratio of 15.0% is stronger than 90% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.84% return on assets. No consumer complaints against Carthage Savings And Loan, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Carthage Savings And Loan, National Association compares to New York peers
How we graded Carthage Savings And Loan, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.0% capital ratio)
- Profitable (ROA 0.84%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Carthage Savings And Loan, National Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 313 State St, Carthage, NY 13619
- 146 Arsenal St, Watertown, NY 13601
- 325 State St, Clayton, NY 13624
- 9756 Main St, Croghan, NY 13327
Are deposits at Carthage Savings And Loan, National Association insured?
Yes. Carthage Savings And Loan, National Association is an FDIC-insured bank (FDIC certificate #28942). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Carthage Savings And Loan, National Association: frequently asked questions
Is Carthage Savings And Loan, National Association a good bank?
Carthage Savings And Loan, National Association earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (15.0% capital ratio); Profitable (ROA 0.84%).
Is Carthage Savings And Loan, National Association FDIC-insured?
Yes. Carthage Savings And Loan, National Association is a FDIC-insured bank (FDIC certificate #28942). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Carthage Savings And Loan, National Association?
Carthage Savings And Loan, National Association holds $308 million in total assets, ranking 35th of 118 banks we track in New York. It operates 4 branches.
Does Carthage Savings And Loan, National Association have CFPB complaints?
No CFPB complaints against Carthage Savings And Loan, National Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
