American Community Bank is a bank based in Glen Cove, New York, established in 2000, with $325 million in total assets across 6 branches. By Trust Grade it ranks 36th of 118 banks we track in New York. Its capital ratio of 12.0% is stronger than 73% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against American Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Community Bank compares to New York peers
How we graded American Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.0% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 100 Commack Rd, Commack, NY 11725
- 285 Jericho Tpke, Mineola, NY 11501
- 799 Hillside Ave, New Hyde Park, NY 11040
- 68 West Main Street, Oyster Bay, NY 11771
- 50 Jackson Ave, Syosset, NY 11791
- 300 Glen St, Glen Cove, NY 11542
Are deposits at American Community Bank insured?
Yes. American Community Bank is an FDIC-insured bank (FDIC certificate #35033). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Community Bank: frequently asked questions
Is American Community Bank a good bank?
American Community Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Profitable (ROA 0.93%).
Is American Community Bank FDIC-insured?
Yes. American Community Bank is a FDIC-insured bank (FDIC certificate #35033). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Community Bank?
American Community Bank holds $325 million in total assets, ranking 36th of 118 banks we track in New York. It operates 6 branches.
Does American Community Bank have CFPB complaints?
No CFPB complaints against American Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
