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Savannah Bank National Association

Savannah, NY · Est. 1925 · Website ↗
B
Trust Grade
Strong
Score: 83/100

Savannah Bank National Association is a bank based in Savannah, New York, established in 1925, with $193 million in total assets across 5 branches. By Trust Grade it ranks 98th of 118 banks we track in New York. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.38% return on assets. No consumer complaints against Savannah Bank National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$192.6M
$100M–1B institution
Deposits
$175.2M
Branches
5
Capital ratio
7.1%
Bottom 8% of $100M–1B peers · New York median 10.4%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · New York median 0.84%
Rank in New York
#98
of 118 banks

How Savannah Bank National Association compares to New York peers

Capital ratio
Bottom 8% of $100M–1B peers
Savannah Bank
7.1%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Savannah Bank
0.4%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Savannah Bank National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
83/100
Customer experience
n/a
Overall
B · 83
  • Well-capitalized (7.1% capital ratio)
  • Profitable (ROA 0.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Savannah Bank National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 563 Main St, Fair Haven, NY 13064
  • 35 W Main St, Waterloo, NY 13165
  • 1579 Clark Street Rd, Auburn, NY 13021
  • 126 Main Street, Port Byron, NY 13140
  • 1565 N Main St, Savannah, NY 13146

Are deposits at Savannah Bank National Association insured?

Yes. Savannah Bank National Association is an FDIC-insured bank (FDIC certificate #14619). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Savannah Bank National Association: frequently asked questions

Is Savannah Bank National Association a good bank?

Savannah Bank National Association earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Profitable (ROA 0.38%).

Is Savannah Bank National Association FDIC-insured?

Yes. Savannah Bank National Association is a FDIC-insured bank (FDIC certificate #14619). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Savannah Bank National Association?

Savannah Bank National Association holds $193 million in total assets, ranking 98th of 118 banks we track in New York. It operates 5 branches.

Does Savannah Bank National Association have CFPB complaints?

No CFPB complaints against Savannah Bank National Association appear in our data over the analysis window, which is typical for a bank of this size.

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The First National Bank Of Dryden
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The Putnam County National Bank Of Carmel
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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