Gouverneur Savings And Loan Association is a bank based in Gouverneur, New York, established in 1892, with $199 million in total assets across 4 branches. By Trust Grade it ranks 50th of 118 banks we track in New York. Its capital ratio of 16.0% is stronger than 92% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Gouverneur Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gouverneur Savings And Loan Association compares to New York peers
How we graded Gouverneur Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.0% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gouverneur Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 12084 State Route 12e, Chaumont, NY 13622
- 42 Church St, Gouverneur, NY 13642
- 15 Nys Route 12, Alexandria Bay, NY 13607
- 154 E Broadway St, Cape Vincent, NY 13618
Are deposits at Gouverneur Savings And Loan Association insured?
Yes. Gouverneur Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30976). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gouverneur Savings And Loan Association: frequently asked questions
Is Gouverneur Savings And Loan Association a good bank?
Gouverneur Savings And Loan Association earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.0% capital ratio); Profitable (ROA 0.61%).
Is Gouverneur Savings And Loan Association FDIC-insured?
Yes. Gouverneur Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30976). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gouverneur Savings And Loan Association?
Gouverneur Savings And Loan Association holds $199 million in total assets, ranking 50th of 118 banks we track in New York. It operates 4 branches.
Does Gouverneur Savings And Loan Association have CFPB complaints?
No CFPB complaints against Gouverneur Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
