The First National Bank Of Groton is a bank based in Groton, New York, established in 1865, with $212 million in total assets across 2 branches. By Trust Grade it ranks 27th of 118 banks we track in New York. Its capital ratio of 12.9% is stronger than 80% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against The First National Bank Of Groton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank Of Groton compares to New York peers
How we graded The First National Bank Of Groton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank Of Groton over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 41 S Main St, Moravia, NY 13118
- 159 Main St, Groton, NY 13073
Are deposits at The First National Bank Of Groton insured?
Yes. The First National Bank Of Groton is an FDIC-insured bank (FDIC certificate #7085). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank Of Groton: frequently asked questions
Is The First National Bank Of Groton a good bank?
The First National Bank Of Groton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.29%).
Is The First National Bank Of Groton FDIC-insured?
Yes. The First National Bank Of Groton is a FDIC-insured bank (FDIC certificate #7085). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank Of Groton?
The First National Bank Of Groton holds $212 million in total assets, ranking 27th of 118 banks we track in New York. It operates 2 branches.
Does The First National Bank Of Groton have CFPB complaints?
No CFPB complaints against The First National Bank Of Groton appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
