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Bank Of Holland

Holland, NY · Est. 1893 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Bank Of Holland is a bank based in Holland, New York, established in 1893, with $256 million in total assets across 3 branches. By Trust Grade it ranks 78th of 118 banks we track in New York. Its capital ratio of 8.0% trails most similarly sized banks (15th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.21% return on assets. No consumer complaints against Bank Of Holland appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$256.1M
$100M–1B institution
Deposits
$229.7M
Branches
3
Capital ratio
8.0%
Bottom 15% of $100M–1B peers · New York median 10.4%
Return on assets
1.2%
Top 49% of $100M–1B peers · New York median 0.84%
Rank in New York
#78
of 118 banks

How Bank Of Holland compares to New York peers

Capital ratio
Bottom 15% of $100M–1B peers
Bank Of
8.0%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 49% of $100M–1B peers
Bank Of
1.2%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Holland

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.21%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Holland over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 250 Quaker Rd, East Aurora, NY 14052
  • 2341 Bowen Rd, Elma, NY 14059
  • 12 S Main St, Holland, NY 14080

Are deposits at Bank Of Holland insured?

Yes. Bank Of Holland is an FDIC-insured bank (FDIC certificate #1464). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Holland: frequently asked questions

Is Bank Of Holland a good bank?

Bank Of Holland earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.21%).

Is Bank Of Holland FDIC-insured?

Yes. Bank Of Holland is a FDIC-insured bank (FDIC certificate #1464). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Holland?

Bank Of Holland holds $256 million in total assets, ranking 78th of 118 banks we track in New York. It operates 3 branches.

Does Bank Of Holland have CFPB complaints?

No CFPB complaints against Bank Of Holland appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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