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Sawyer Savings Bank

Saugerties, NY · Est. 1871 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Sawyer Savings Bank is a bank based in Saugerties, New York, established in 1871, with $279 million in total assets across 4 branches. By Trust Grade it ranks 69th of 118 banks we track in New York. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Sawyer Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$278.8M
$100M–1B institution
Deposits
$228.5M
Branches
4
Capital ratio
10.4%
Top 46% of $100M–1B peers · New York median 10.4%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · New York median 0.84%
Rank in New York
#69
of 118 banks

How Sawyer Savings Bank compares to New York peers

Capital ratio
Top 46% of $100M–1B peers
Sawyer Savings
10.4%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Sawyer Savings
0.3%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Sawyer Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Strongly capitalized (10.4% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sawyer Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 87 Market St, Saugerties, NY 12477
  • 2 Riverview Dr, Marlboro, NY 12542
  • 3515 Route 9 W, Highland, NY 12528
  • 100 Woodland Pond Cir, New Paltz, NY 12561

Are deposits at Sawyer Savings Bank insured?

Yes. Sawyer Savings Bank is an FDIC-insured bank (FDIC certificate #16039). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sawyer Savings Bank: frequently asked questions

Is Sawyer Savings Bank a good bank?

Sawyer Savings Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.30%).

Is Sawyer Savings Bank FDIC-insured?

Yes. Sawyer Savings Bank is a FDIC-insured bank (FDIC certificate #16039). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sawyer Savings Bank?

Sawyer Savings Bank holds $279 million in total assets, ranking 69th of 118 banks we track in New York. It operates 4 branches.

Does Sawyer Savings Bank have CFPB complaints?

No CFPB complaints against Sawyer Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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