Cross County Savings Bank is a bank based in Middle Village, New York, established in 1888, with $538 million in total assets across 6 branches. By Trust Grade it ranks 64th of 118 banks we track in New York. Its capital ratio of 12.5% is stronger than 76% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Cross County Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cross County Savings Bank compares to New York peers
How we graded Cross County Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cross County Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 731 Metropolitan Ave, Brooklyn, NY 11211
- 6020 Fresh Pond Rd, Maspeth, NY 11378
- 8010 Eliot Ave, Middle Village, NY 11379
- 455 Beach 129th St, Belle Harbor, NY 11694
- 7921 Metropolitan Ave, Middle Village, NY 11379
- 791 Morris Park Ave, Bronx, NY 10462
Are deposits at Cross County Savings Bank insured?
Yes. Cross County Savings Bank is an FDIC-insured bank (FDIC certificate #30260). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cross County Savings Bank: frequently asked questions
Is Cross County Savings Bank a good bank?
Cross County Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Profitable (ROA 0.41%).
Is Cross County Savings Bank FDIC-insured?
Yes. Cross County Savings Bank is a FDIC-insured bank (FDIC certificate #30260). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cross County Savings Bank?
Cross County Savings Bank holds $538 million in total assets, ranking 64th of 118 banks we track in New York. It operates 6 branches.
Does Cross County Savings Bank have CFPB complaints?
No CFPB complaints against Cross County Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
