New Republic Bank is a bank based in Charlotte, North Carolina, established in 1998, with $239 million in total assets across 2 branches. By Trust Grade it ranks 7th of 38 banks we track in North Carolina. Its capital ratio of 15.1% is stronger than 90% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against New Republic Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How New Republic Bank compares to North Carolina peers
How we graded New Republic Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (15.1% capital ratio)
- Strongly profitable (ROA 1.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for New Republic Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 700 E Morehead St, Charlotte, NC 28202
- 420 Becker Dr, Roanoke Rapids, NC 27870
Are deposits at New Republic Bank insured?
Yes. New Republic Bank is an FDIC-insured bank (FDIC certificate #34860). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
New Republic Bank: frequently asked questions
Is New Republic Bank a good bank?
New Republic Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.64%).
Is New Republic Bank FDIC-insured?
Yes. New Republic Bank is a FDIC-insured bank (FDIC certificate #34860). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is New Republic Bank?
New Republic Bank holds $239 million in total assets, ranking 7th of 38 banks we track in North Carolina. It operates 2 branches.
Does New Republic Bank have CFPB complaints?
No CFPB complaints against New Republic Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
