Belmont Savings Bank, Ssb is a bank based in Belmont, North Carolina, established in 1915, with $156 million in total assets across 1 branch. By Trust Grade it ranks 19th of 38 banks we track in North Carolina. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.45% return on assets. No consumer complaints against Belmont Savings Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Belmont Savings Bank, Ssb compares to North Carolina peers
How we graded Belmont Savings Bank, Ssb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Profitable (ROA 0.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Belmont Savings Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 210 Park St, Belmont, NC 28012
Are deposits at Belmont Savings Bank, Ssb insured?
Yes. Belmont Savings Bank, Ssb is an FDIC-insured bank (FDIC certificate #28035). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Belmont Savings Bank, Ssb: frequently asked questions
Is Belmont Savings Bank, Ssb a good bank?
Belmont Savings Bank, Ssb earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.45%).
Is Belmont Savings Bank, Ssb FDIC-insured?
Yes. Belmont Savings Bank, Ssb is a FDIC-insured bank (FDIC certificate #28035). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Belmont Savings Bank, Ssb?
Belmont Savings Bank, Ssb holds $156 million in total assets, ranking 19th of 38 banks we track in North Carolina. It operates 1 branch.
Does Belmont Savings Bank, Ssb have CFPB complaints?
No CFPB complaints against Belmont Savings Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
