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Taylorsville Savings Bank, Ssb

Taylorsville, NC · Est. 1921 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Taylorsville Savings Bank, Ssb is a bank based in Taylorsville, North Carolina, established in 1921, with $222 million in total assets across 3 branches. By Trust Grade it ranks 35th of 38 banks we track in North Carolina. Its capital ratio of 6.7% trails most similarly sized banks (6th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.86% return on assets. No consumer complaints against Taylorsville Savings Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$222.2M
$100M–1B institution
Deposits
$205.5M
Branches
3
Capital ratio
6.7%
Bottom 6% of $100M–1B peers · North Carolina median 11.6%
Return on assets
0.9%
Bottom 29% of $100M–1B peers · North Carolina median 0.9%
Rank in North Carolina
#35
of 38 banks

How Taylorsville Savings Bank, Ssb compares to North Carolina peers

Capital ratio
Bottom 6% of $100M–1B peers
Taylorsville Savings
6.7%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 29% of $100M–1B peers
Taylorsville Savings
0.9%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Taylorsville Savings Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.7% capital ratio)
  • Profitable (ROA 0.86%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Taylorsville Savings Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 9645 Nc Highway 127, Hickory, NC 28601
  • 4708 Nc Highway 90 E, Hiddenite, NC 28636
  • 107 Main Avenue Dr, Taylorsville, NC 28681

Are deposits at Taylorsville Savings Bank, Ssb insured?

Yes. Taylorsville Savings Bank, Ssb is an FDIC-insured bank (FDIC certificate #32348). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Taylorsville Savings Bank, Ssb: frequently asked questions

Is Taylorsville Savings Bank, Ssb a good bank?

Taylorsville Savings Bank, Ssb earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.7% capital ratio); Profitable (ROA 0.86%).

Is Taylorsville Savings Bank, Ssb FDIC-insured?

Yes. Taylorsville Savings Bank, Ssb is a FDIC-insured bank (FDIC certificate #32348). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Taylorsville Savings Bank, Ssb?

Taylorsville Savings Bank, Ssb holds $222 million in total assets, ranking 35th of 38 banks we track in North Carolina. It operates 3 branches.

Does Taylorsville Savings Bank, Ssb have CFPB complaints?

No CFPB complaints against Taylorsville Savings Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Belmont Savings Bank, Ssb
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Morganton Savings Bank, S.S.B.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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