Bank Of Oak Ridge is a bank based in Oak Ridge, North Carolina, established in 2000, with $655 million in total assets across 5 branches. By Trust Grade it ranks 8th of 38 banks we track in North Carolina. Its capital ratio of 12.2% is stronger than 75% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Bank Of Oak Ridge appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Oak Ridge compares to North Carolina peers
How we graded Bank Of Oak Ridge
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Strongly profitable (ROA 1.01%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Oak Ridge over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 4423 Us Highway 220 N, Summerfield, NC 27358
- 1597 New Garden Rd, Greensboro, NC 27410
- 400 Pisgah Church Rd, Greensboro, NC 27455
- 2513 Eastchester Dr, High Point, NC 27265
- 2211 Oak Ridge Rd, Oak Ridge, NC 27310
Are deposits at Bank Of Oak Ridge insured?
Yes. Bank Of Oak Ridge is an FDIC-insured bank (FDIC certificate #35365). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Oak Ridge: frequently asked questions
Is Bank Of Oak Ridge a good bank?
Bank Of Oak Ridge earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.01%).
Is Bank Of Oak Ridge FDIC-insured?
Yes. Bank Of Oak Ridge is a FDIC-insured bank (FDIC certificate #35365). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Oak Ridge?
Bank Of Oak Ridge holds $655 million in total assets, ranking 8th of 38 banks we track in North Carolina. It operates 5 branches.
Does Bank Of Oak Ridge have CFPB complaints?
No CFPB complaints against Bank Of Oak Ridge appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
