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Turtle Mountain State Bank

Belcourt, ND · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Turtle Mountain State Bank is a bank based in Belcourt, North Dakota, established in 2007, with $111 million in total assets across 1 branch. By Trust Grade it ranks 12th of 60 banks we track in North Dakota. Its capital ratio of 12.2% is stronger than 74% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against Turtle Mountain State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.4M
$100M–1B institution
Deposits
$97.6M
Branches
1
Capital ratio
12.2%
Top 26% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.8%
Top 17% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#12
of 60 banks

How Turtle Mountain State Bank compares to North Dakota peers

Capital ratio
Top 26% of $100M–1B peers
Turtle Mountain
12.2%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Turtle Mountain
1.8%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Turtle Mountain State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.2% capital ratio)
  • Strongly profitable (ROA 1.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Turtle Mountain State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 908 Chief Little Shell Street, Belcourt, ND 58316

Are deposits at Turtle Mountain State Bank insured?

Yes. Turtle Mountain State Bank is an FDIC-insured bank (FDIC certificate #58586). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Turtle Mountain State Bank: frequently asked questions

Is Turtle Mountain State Bank a good bank?

Turtle Mountain State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.2% capital ratio); Strongly profitable (ROA 1.84%).

Is Turtle Mountain State Bank FDIC-insured?

Yes. Turtle Mountain State Bank is a FDIC-insured bank (FDIC certificate #58586). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Turtle Mountain State Bank?

Turtle Mountain State Bank holds $111 million in total assets, ranking 12th of 60 banks we track in North Dakota. It operates 1 branch.

Does Turtle Mountain State Bank have CFPB complaints?

No CFPB complaints against Turtle Mountain State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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