Dakota Heritage Bank is a bank based in Hunter, North Dakota, established in 1945, with $418 million in total assets across 11 branches. By Trust Grade it ranks 34th of 60 banks we track in North Dakota. Its capital ratio of 8.8% trails most similarly sized banks (27th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Dakota Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dakota Heritage Bank compares to North Dakota peers
How we graded Dakota Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 2.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dakota Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 109 Main St, Hunter, ND 58048
- 721 Lincoln Ave, Harvey, ND 58341
- 104 Dakota Ave E, Galesburg, ND 58035
- 208 3rd St, Grandin, ND 58038
- 520 Logie St, Jud, ND 58454
- 212 W Caledonia Ave, Hillsboro, ND 58045
- 210 Steele Ave, Hope, ND 58046
- 325 Main St, Gackle, ND 58442
- 101 7th St Se, Red Lake Falls, MN 56750
- 101 2nd Ave Sw, Medina, ND 58467
- 101 Florence St N, Streeter, ND 58483
Are deposits at Dakota Heritage Bank insured?
Yes. Dakota Heritage Bank is an FDIC-insured bank (FDIC certificate #16231). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dakota Heritage Bank: frequently asked questions
Is Dakota Heritage Bank a good bank?
Dakota Heritage Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 2.02%).
Is Dakota Heritage Bank FDIC-insured?
Yes. Dakota Heritage Bank is a FDIC-insured bank (FDIC certificate #16231). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dakota Heritage Bank?
Dakota Heritage Bank holds $418 million in total assets, ranking 34th of 60 banks we track in North Dakota. It operates 11 branches.
Does Dakota Heritage Bank have CFPB complaints?
No CFPB complaints against Dakota Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
