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The Bank Of Tioga

Tioga, ND · Est. 1952 · Website ↗
44/ 100
Trust Grade
Below average
44 out of 100

The Bank Of Tioga is a bank based in Tioga, North Dakota, established in 1952, with $413 million in total assets across 2 branches. By Trust Grade it ranks 60th of 60 banks we track in North Dakota. Its capital ratio of 1.7% trails most similarly sized banks (0th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 2.62% return on assets. No consumer complaints against The Bank Of Tioga appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$413.0M
$100M–1B institution
Deposits
$396.9M
Branches
2
Capital ratio
1.7%
Bottom 0% of $100M–1B peers · North Dakota median 9.5%
Return on assets
2.6%
Top 4% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#60
of 60 banks

How The Bank Of Tioga compares to North Dakota peers

Capital ratio
Bottom 0% of $100M–1B peers
The Bank
1.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
The Bank
2.6%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Tioga

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
44/100
Customer experience
n/a
Overall
44/100
  • Below the well-capitalized threshold (1.7%)
  • Strongly profitable (ROA 2.62%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Tioga over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 7 N Main St, Tioga, ND 58852
  • 111 Central Ave E, Crosby, ND 58730

Are deposits at The Bank Of Tioga insured?

Yes. The Bank Of Tioga is an FDIC-insured bank (FDIC certificate #17280). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Tioga: frequently asked questions

Is The Bank Of Tioga a good bank?

The Bank Of Tioga earns a Bankzia Trust Grade of F (44/100, "Below average"), based on a financial-strength score of 44/100 (it has no CFPB complaints on record). Below the well-capitalized threshold (1.7%); Strongly profitable (ROA 2.62%).

Is The Bank Of Tioga FDIC-insured?

Yes. The Bank Of Tioga is a FDIC-insured bank (FDIC certificate #17280). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Tioga?

The Bank Of Tioga holds $413 million in total assets, ranking 60th of 60 banks we track in North Dakota. It operates 2 branches.

Does The Bank Of Tioga have CFPB complaints?

No CFPB complaints against The Bank Of Tioga appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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