Community Savings is a bank based in Caldwell, Ohio, established in 1885, with $301 million in total assets across 1 branch. By Trust Grade it ranks 16th of 157 banks we track in Ohio. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Community Savings appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Community Savings compares to Ohio peers
How we graded Community Savings
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.3% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Community Savings over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 425 Main St, Caldwell, OH 43724
Are deposits at Community Savings insured?
Yes. Community Savings is an FDIC-insured bank (FDIC certificate #27969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Community Savings: frequently asked questions
Is Community Savings a good bank?
Community Savings earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Strongly profitable (ROA 1.39%).
Is Community Savings FDIC-insured?
Yes. Community Savings is a FDIC-insured bank (FDIC certificate #27969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Community Savings?
Community Savings holds $301 million in total assets, ranking 16th of 157 banks we track in Ohio. It operates 1 branch.
Does Community Savings have CFPB complaints?
No CFPB complaints against Community Savings appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
